The U.S. economic downturn may be coming to an end, but the lessons learned by workers – including the value of a paycheck and the importance of protecting their finances – will reverberate for years. As workers strive to safeguard their money, a product that warrants serious consideration is short-term disability insurance. After all, just over 1 in 4 of today’s 20 year olds will become disabled before reaching age 67.
The need for disability insurance protection can be crucial, particularly among primary wage-earners. Because disabling injuries or illnesses often lead to significant medical bills, anyone who works – whether they are single, married, with children or without – should consider voluntary disability coverage. What’s more, employers should think about adding employee-paid short-term disability coverage to their benefits options, because by doing so they’ll help give their workers increased peace of mind. But you don’t have to take our word for it. Here’s what one woman had to say about her policy:
“I had an accident back in January where I ruptured a disc in my neck. I had to file a claim under my Aflac short-term disability and accident insurance policies. Having Aflac helped to take away the … Read more >