Disability insurance benefits all

March 2014

The recent economic downturn will remain on the minds of employees for years to come.

Perhaps, one of the most poignant is a greater appreciation for a steady paycheck and the importance of income protection.

Many employees underestimate their susceptibility to experiencing a disability; yet overestimate the resources that would be available to them in such a predicament.

In fact, 1 in 4 of today’s 20-year-olds will become disabled before reaching age 67.1 What’s more, 65 percent of working Americans say they would only be able to pay their bills for less than a year if their income stopped.2

Not only do employees benefit from having voluntary policies, but businesses do as well. Employers who offer voluntary disability insurance report declines in worker compensation claims.

To learn more about how voluntary short-term disability policies can benefit you or your employees, read more here or visit aflac.com/stdplan.

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1 The Official Website of the U.S. Social Security Administration, “Social Security Basic Facts,” February 7, 2013, accessed on February 8, 2013.
This article is for informational purposes only and is not intended to be a solicitation.
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